
LIFE & HEALTH INSURANCE
BE PREPARED FOR WHATEVER LIFE THROWS AT YOU
Life is unpredictable. And it’s important to protect the things that are most important to you.
Whether that’s your family, your home, your business or your lifestyle – what matters to you, matters to us. Choosing the right type of insurance to protect what’s important to you is a vital part of securing your financial future.
Not just your average mortgage broker, we can advise you on the type and level of personal protection you'll need to cover your home, family and income. Scroll down to find out more about our life, health and income insurance.
Castlegate Financial Services is proud to be an exclusive associate of Vitality, one of the UK's leading specialists in financial protection for individuals and businesses.


Generally taken out to protect a mortgage or your family, Life Insurance is there to protect your loved ones should the very worst happen.
There are so many different types of cover available, it's easy to get confused by all of the policies available on the market.
Our mortgage and protection advisors are here to help you to plan and arrange the best policy and level of cover to make sure that your family and home are looked in the event of your death.
Our Vitality plans also reward you for staying healthy so it's a win-win!
Find out more about Vitality Life Insurance
As doctor's and hospital waiting lists get longer, Health Insurance is becoming more popular in the UK. Our top-rated health insurance policies are provided by Vitality and start from as little as £1.45 per day.
Plans can be tailored to meet your needs and budget but the core cover includes:
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Online GP Service
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Cancer Cover
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Mental Health Cover
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Out-Patient Cover
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Physiotherapy
Vitality's award-winning cover also rewards you for living a healthier life - find out more about Vitality's rewards.
Jump the hospital queues for less than the
cost of a coffee**!
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Could you afford to live on £116.75 a week? Many employers only pay the statutory minimum if you need to go off sick. This would leave most of us with a shortfall, at the very least dipping into our savings to pay the bills and maintain our standard of living.
You can never prepare yourself for an illness or injury which puts you out of work but Income Protection can take the pressure off when you need it.
You can also receive private healthcare and support if you need to make a claim. And it's cheaper than you'd think!
Protect your income & standard of living.
Not all serious illnesses are critical, that's why Vitality re-wrote the rule book with Serious Illness Cover. Covering more conditions than any other similar policy in the market, Vitality's Serious Illness Cover pays out a tax-free lump sum if you're affected by a severe health condition.
Serious Illness Cover can help take the pressure off paying your bills, adapting your home or paying for treatment after you're diagnosed, giving you the chance to recover without worrying about your finances.
With a range of plans available, Vitality Serious Illness Cover is there to support you when you need help the most.
Get cover for when you need it the most.

* From £1.45 a day. Price is based on the following criteria: a 35-year-old, based in Peterborough. Plan start date 1st February 2024. Full medical underwriting, Consultant Select hospital option. £250 excess and £500 Out-patient benefit and includes Insurance Premium Tax (IPT).
** Coffee Price based on McDonalds Flat White price 31/10/24